Some people dread balancing their checkbooks so much so that they write whatever appears on their monthly bank statements into their checkbook ledgers. When they do sit down to tally their receipts and ATM withdrawals, there's often a discrepancy or two. Sometimes it can take hours to find a missed deposit or decimal.
With Quicken Deluxe, however, account management is fast and convenient. If your method of tracking your money still involves pencils, paper, and dread, consider these ten reasons to use Quicken Deluxe.
Quick downloads and "smart" reconciliation
Quicken Deluxe cuts down on data entry by making it easier than ever to download up–to–the minute updates from your bank, credit card account, or brokerage.
Worried about making a mistake? Quicken Deluxe is also programmed to identify the most common accounting errors. When there's a discrepancy in your account, Quicken helps you locate and fix it promptly.
Bill reminder
Quicken Deluxe records your regular bills, such as credit card or mortgage payments, and, if you choose, notifies you when those bills are due.
Online bill payment
Instead of buying stamps and stuffing envelopes with checks, you can go into Quicken, click a few buttons, and pay your bills electronically. All you have to do is sign up for your bank's online services and then download your bank account information from the Internet into Quicken Deluxe. You can do the same with your credit card payments; if your credit card company offers online services, you can download your account information and pay your credit card bill.1
Portfolio view
Quicken Deluxe provides thirty investment indicators to help you analyze your investment portfolio. Check returns over one, three, or five years, use one–click views to specify the account you want to display, and compare investment performances over different time periods in the same view.
Investment optimization
Now you can make sure that your investment portfolio has the optimal asset allocation for your individual goals. Download 401(k) information, including your holdings, transactions, and total vested balance.2 The Quicken Deluxe 401(k) Advisor even offers fund recommendations based on your particular needs, objectives, and on the funds featured in your company's plan.
Capital gains estimator
In addition to giving you accurate estimates of capital gains, this feature lets you test scenarios where your gains or losses might move you into a different tax bracket — so you can make more informed tax decisions.
Tax planner
You can get the detailed, up–to–date tax information you need to plan for your taxes. If you supplement Quicken Deluxe with TurboTax3, you can export your data to TurboTax's Taxlink, which will tell you about the latest deductions you can take.
Anytime, anywhere access
Stay on top of your finances while you're on the road or at work. You can view your banking and investment balances on a secure page at Quicken.com.4
See it all in one place
Quicken Deluxe offers an Activity Center where you can see your key financial information summarized on a single screen, with clear navigation to more detailed information about your investments.
Improved investment alerts
Investment alerts let you know when there are changes in the market that could affect your investments. You can receive investment alerts in one place and view them on Quicken Deluxe or online at Quicken.com.
1This feature requires Internet access.
2These features require Internet access and are subject to change. Additional fees may apply. Services vary among financial institutions and are subject to their terms and conditional. 401(k) download available with Prudential Retirement Services. Other financial institutions to be added on an ongoing basis.
3TurboTax sold separately.
4This feature requires Internet access.
